- Reader has nine funds invested across his different accounts – but might have too much style focus
- Wants to grow portfolio by 7 per cent a year and retire in 10 years
- Needs to clear a huge debt in two years
Reader Portfolio
Ed
50
Description
Pensions, Isas, general investment accounts, cash
Objectives
- Grow investment pot to £1.5mn in 10 years
- Pay off £550,000 mortgage
- Retire at 60 and live off a 4 per cent natural yield
Portfolio type
Investing for growth
Taking advantage of low borrowing costs can be a risky but effective way to boost your portfolio. Stock market returns should, over the long term, outstrip interest rates. However, this can cause short-term problems when interest rates do rise.