- Our reader has a lot of cash in his portfolio because he wants to remain flexible
- He’s considering buying a second property
- He likes selecting his own stocks based on tips and hunches
Reader Portfolio
David and Susan
70
Description
Sipp and Isa
Objectives
Growing the portfolio, keeping his options open
Portfolio type
Improving diversification
Creating a strategy that can adapt to different circumstances, while still making the most of your investments, can be tricky. David, 70, has gone about it by keeping quite a substantial amount of cash, but he risks missing out on returns if he doesn’t decide how to deploy it soon.