- Mark wants to preserve the capital value of his Sipp and Isa
- He does not want the value of his investments to fall by more than 20 per cent in any one year
Reader Portfolio
Mark and his wife
59
Description
Isa and pensions invested in funds and shares, cash, residential property.
Objectives
Retirement income of £50,000 a year, preserve value of Sipp and Isa, mitigate downside.
Portfolio type
Investing for income
Mark is 59, recently retired and gets an income of approximately £12,000 to £15,000 a year from his investments. His wife earns £80,000 a year before tax but her job is likely to end in 2025, after which she will probably retire. Their home is worth around £600,000 and mortgage-free.