- Our reader has saved diligently for his children's future
- He needs help to come up with new portfolios for growth and income
- This is complicated by his children being able to access their money at different times
Reader Portfolio
Michael
55
Description
CTFs, Junior Isas, Junior Sipps
Objectives
Overhaul the Child Trust Funds and Junior Isas for his three children
Portfolio type
Investing for growth
It can be a big ask, managing investments for the entire household. There are potential Isas, pensions and workplace pensions for each adult, and 'in some cases, investment pots for the children as well.