- A reader and his wife want to maintain their current lifestyle and pass on money, too
- They dislike the idea of buying Aim stocks, but are open to other options
- They rely on portfolio income
Reader Portfolio
Ben
75
Description
Property, Isas, pensions, offshore bonds, shares, bonds and national savings certificates
Objectives
Continue to fund lifestyle via portfolio income, and cut back on substantial IHT liabilities
Portfolio type
Inheritance planning
Ben is a 75-year-old retired chartered account with two independent children and three grandchildren. He and his 74-year-old wife live in a mortgage-free house worth £1.2mn, and enjoy an income of nearly £90,000 partly via income from their substantial assets (see table below).