- Tim and his wife want to fund a comfortable retirement and possible care costs
- They want to buy their child a home and pass on assets tax efficiently
- He wants to increase their allocation to smaller companies
Reader Portfolio
Tim and his wife
61
Description
Sipp, Isas and general investment accounts invested in direct shareholdings and funds, cash, residential property.
Objectives
Retire comfortably, fund care costs, buy child a property, mitigate IHT, return of 8-10 per cent per year
Portfolio type
Investing for goals
Tim is 61 and works part-time in two non-executive director roles for which he earns £35,000 a year. He and his wife also get around £65,000 a year from dividend income. They have one child.